![]() ![]() So what's your guys thoughts on this? What should I do? Should I try to contact the bank again to see what's going on? Wait for the mail to come by? Contact my job to see if the check has possible issues or something? I'm pretty stuck atm. The system uses the debit memo request to create a debit memo. Once it has been approved, you can remove the block. The debit memo request can be automatically blocked for checking. But i'm kinda nervous about depositing it even though today is the day to pay my phone bill. You can create a debit memo request if the prices calculated for the customer were too low (for example, if the wrong scale prices were calculated). I have no money in my checking yet i have another paycheck i have't deposited yet (received from last Friday). I'm really confused and just waiting for the mail to come by if it ever comes. Now a month later, $731 is all gone and I only have a $1 left in my checking account. Example: My paycheck was $743 plus another $800+ paycheck. Note: I don't know if the paycheck is even the reason behind all of this yet the worker at Chase told me that it's no coincidence that this has to do with my bounced paycheck. The only solution one of them came up with is that one of my paychecks has insufficient funds and I may have to contact my work about the paycheck. well i don't know why it's exactly bounced and they don't either. I went to the bank, and they've told me that the only possibility is that my check has been bounced again due to. All was taken due to reason of "memo debit" which I have no idea what is it. Literally almost a month later, all of my money in my checking account is gone. Kinda ignored it since i hought my paycheck went through and I kept the mail too just in case. This increases receivables in Financial Accounting. ![]() Same day, received a letter including a copy of the paycheck (substitute check) saying the first time depositing didn't work due to "unusable image". Debit memo: A billing document created on the basis of a debit memo request. I deposit 2 paychecks to my checking account and everything went smooth. ![]() Next day, I deposit the check but this time through a bank teller. The issue was stated as "unusable image" and charged me a $12 fee for returned checks. Few days later, check didn't go through to the pics being "unreadable". Definition A debit memo is simply a message that tells the receiver that their account has been debited by the sender in the sender’s bookkeeping records. End of April, I've just used my Chase app to deposit my checks through the app for the first time. I did get some help from my local bank (Chase) and apparently a letter will be delivered to my house to show the issue and how to resolve it. I just lost all my money in my checking account (around $700) due to a "memo debit".įirst of all, I would like to hear your guys onions/thoughts on what exactly it is. So i'm gonna try to make this short as possible. ![]()
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